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workers' compensation Archives

How do I know if I’m covered by workers’ compensation?

If you are working in the Buffalo area and are injured on the job, it’s likely you are eligible for workers' compensation. Under New York law, nearly every employer is required to carry coverage. This ensures that individuals hurt or made ill at work receive the care they need. If disability results, the worker is entitled to cash benefits.

What you should not do after a work injury

American workers are made of stern stuff. Most share the common work ethic that includes that little voice in our heads that says, "Buck up. Shake it off. Get back in the game." This can be admirable, but if you are hurt on the job, enduring the pain and trauma without complaint is a mistake.

Does permanent disability mean endless benefits?

Workers' compensation is a valuable benefit every worker in New York should be familiar with. It ensures that individuals injured on the job have the availability of financial payment while they are losing time from work due to the injury, as well as necessary medical treatment.

Who is and is not covered by New York workers' compensation?

In New York state, employers have an obligation to provide workers' compensation insurance coverage, regardless of fault. This means if you are hurt on the job, you can obtain immediate medical care, as well as longer-term rehabilitation treatment if it's necessary. In the event your work injury or illness causes you to lose time from work, you may be entitled to monetary compensation.

The historic event that spurred New York workers' compensation

As we noted in a previous post, the concept of workers' compensation dates back some 4,000 years. Considering the expanse of time the concept has been around, it might surprise some readers to learn that workers' compensation in New York State has existed for only slightly more than 100 years.

Who is responsible for what when I'm injured on the job?

Injuries on the job happen. Some jobs are more hazardous than others but the reality is that injuries can happen to anyone, at anytime. The premise of workers' compensation coverage is that fault is not a factor. Workers' compensation law in New York provides individuals with the medical care for injuries and illnesses related to work, as well as compensation when a work injury or illness has caused lost time from work.

In New York, what does workers’ compensation cover?

Workers' compensation, as a concept, is not new. Its history traces back some 4,000 years to ancient Sumeria. Documented law from that time includes provisions for monetary compensation for a worker's loss of body parts and even broken bones. A few hundred years later, Ancient Greek, Roman, Arab, and Chinese law all provided sets of compensation schedules, with precise payments for the loss of a body part. In the millennia since, the model has spread around the world and the standard of coverage has changed.