A worker injured on the job in New York is, in most cases, entitled to receive the care necessary to achieve maximum recovery. If you select the wrong doctor, however, your recovery could be negatively affected.
How to choose the right doctor for your workers' comp claim
What happens if my employer doesn’t have workers' comp insurance?
It's difficult to fathom that an employer in New York, required to have workers' compensation insurance, would choose to not carry it. Yet, some employers don’t have coverage.
I've been denied recommended injury treatment. What now?
Medicine is a science. Or, it's an art. Maybe it's both. Insurers and medical practitioners can't achieve consensus. The disagreement has special implications for New York workers injured on the job.Workers' compensation mandates coverage for medical treatment for work injuries – within set guidelines. If you and your doctor decide to stray from the treatment listed in those guidelines, the insurance company may deny payment for that treatment. In some such circumstances, seeking a variance might be necessary.
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Things employers do to skirt workers' comp requirements
If your employer or supervisor takes a cavalier attitude toward rules and regulations, it could be a sign of trouble ahead. Disregard for the law could have implications if you suffer a work injury and seek the workers' compensation benefits to which you are entitled.
Can I get workers' compensation if I'm older than 65?
If you are doing work for a for-profit business and getting paid for it, New York Workers' Compensation Law says you are eligible for benefits if you are hurt on the job. It does not matter how old you are.
What happens with my claim if my employer goes out of business?
Regular readers know we stress the importance of reporting all workplace injuries. As we noted in a previous post, state law requires workers to notify employers about injuries as soon as possible after they occur. Filing a claim for workers' compensation benefits, if one is made, must occur within two years of the injury, or the date you determined your illness or injury was work related.
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There are many ways to gauge workplace risk. On-the-job dangers come in many forms and can cause a host of injuries, illnesses, or even fatalities. Regardless, workers are entitled to protection by workers' compensation.
Can a workers' comp settlement be garnished?
Workers' compensation benefits are not a financial windfall. Part of the purpose of workers' comp is to ensure that workers injured on the job don't pay out of their own pocket for the medical treatment they need to recover.